Third Party Car Insurance


On your first year’s premium for a new policy purchased online
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View Insurance has partnered with Australia’s most Award-Winning Car Insurer, Budget Direct, to offer you Outstanding Value Car Insurance. Third Party Car Insurance covers your liability for the accidental damage your car causes to other people’s property, including their car – saving you having to pay their potentially expensive repair bills.

What’s covered by Third Party Car Insurance?


Budget Direct offers 2 levels of Third Party Property Car Insurance:

Benefits Third Party
Property Only
Third Party Property, Fire
& Theft

Damage to other people’s property, including their vehicles, for which you are liable

Up to $20 million

Up to $20 million

Legal costs

Damage caused by an uninsured driver

Up to $5,000 (including recovery, towing and storage costs)

Up to $5,000 (including recovery, towing and storage costs)

Fire damage



Hire car following theft

Up to $1,000, up to 14 days

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Please note that Third Party Property Insurance (such as those above) aren’t mandatory, and shouldn’t be confused with Compulsory third-party (CTP) insurance.

Not all benefits apply to levels of cover. Terms, conditions, limits and exclusions apply. For full details please read the Product Disclosure Statement (PDS).

Why choose Budget Direct & View Insurance?

Australia’s Most
Award-Winning Insurer

Budget Direct has won Canstar’s National Outstanding Value Car Insurance Award for a record 17 years straight (2007-23). When it matters most, you can trust you’re in safe, experienced hands.

Insurance with Heart

When your Budget Direct / View Insurance policy commences and you have made a payment, we’ll donate $20 to the Kindness Factory.

Save on Car Insurance

If you get a quote online, you’ll save 15% off^ the first year of your Car Insurance premiums.

24/7 Claims

You can make a claim online via any device, or by calling us. Budget Direct is ready to help 24/7, 365 days a year

Change of Car

If you replace your insured car with a similar one, they’ll automatically provide the same level of cover for your replacement car for up to 14 days from the purchase date (even if you don’t contact us).

Reliable Repairs

Budget Direct offers a lifetime guarantee on all authorised repairs to your car, for as long as you own it.

Is Third Party Property Car Insurance right for you?

You need to consider if Third Party Property Insurance (either of the options above) meets your needs. You need to consider if Third Party Property Insurance (either of the options above) meets your needs. Third Party Property Insurance won’t cover loss or damage to your car due to events such as:

  • Crashes or collisions
  • Severe weather conditions (such as hail or flooding)
  • Malicious acts

If cover for these situations is important to you, Comprehensive Car Insurance might suit you better. You can compare the benefits of Third Party Property Insurance with Comprehensive Insurance.

Make a Claim

Making a claim can be done online, in your own time. Or if you’d prefer, you can call us, and we’ll guide you through the process. Either way, claims can be made 24/7, all year round.

Find out more about How to Make a Claim.

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The information on this page is a summary only. For more details about Budget Direct Car Insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).

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Budget Direct Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353 (“AGIC”) and administered by Auto & General Services Pty Ltd AFS Licence No 241411 (“AGS”) and distributed by View Insurance as an Authorised Representative (AR No 1293388) of AGS.

Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide, Product Disclosure Statement, Target Market Determination, Key Fact Sheets and Premium, Excess and Discount (PED) Guide when deciding to buy insurance. Underwriting criteria applies. Home and contents insurance not available in NT, North Qld and Northern WA. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.

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