Renters Insurance


On your first year’s premium for a new policy purchased online
^Conditions Apply

Get a quote

View Insurance has partnered with Australia’s most Award-Winning Home Insurer, Budget Direct, to offer you Renter's Insurance. Protect your belongings against loss and damage with Renter's Insurance from Budget Direct, in partnership with View Insurance.


What’s covered by Renter's Insurance?

  • Your belongings

    Cost to repair or replace (new for old) loss or damage to your contents, including furniture, whitegoods, appliances, clothing and personal effects

  • Debris removal

    Removal and disposal of your damaged contents and storage of your undamaged ones during the time it takes to repair your home.

  • Replacement of locks

    Replacement of locks or key codes if your keys are stolen, up to $1,000

  • Food spoilage

    Budget Direct can cover the spoilage of perishable food, up to $500.

  • Temporary accommodation

    Temporary accommodation for your family and pets if your rental property is unfit to live in.

  • Legal liability

    Your legal liability for someone else’s death or bodily injury or for loss or damage to someone else’s property caused by an accident anywhere in Australia

  • Contents temporarily removed

    Loss or damage to contents after being temporarily removed – for 90 days or less – from your insured address.

Terms, conditions, limits and exclusions apply. For all details, please read the Product Disclosure Statement(PDS).

Why choose Budget Direct & View Insurance?

Australia’s Most
Award-Winning Insurer

Budget Direct has won Money Magazine’s Best of the Best Award for Home & Contents Insurance in 2023. When it matters most, you can trust you’re in safe, experienced hands.

Insurance with Heart

When your Budget Direct / View Insurance policy commences and you have made a payment, we’ll donate $20 to the Kindness Factory.

Save on Renter's Insurance

If you get a quote online, you’ll save 15% off^ the first year of your Home Insurance premiums.

24/7 Claims

You can make a claim online via any device, or by calling us. Budget Direct is ready to help 24/7, 365 days a year

Inflation Protection

Each year, Budget Direct will increase the amounts your contents are insured for – to help keep pace with rising costs.

What events are insured?

Your Renter's Insurance policy with Budget Direct (in partnership with View Insurance) covers your personal possessions against loss and damage caused by a wide range of events:

  • Storm and rainwater (you can upgrade to include flood cover)
  • Fire
  • Lightning
  • Theft (or attempted theft)
  • Escape of liquid (for example, a burst pipe)
  • Impact at home (such as a fallen tree)
  • Breakage of glass, ceramic and sanitary fixtures
  • Malicious damage, vandalism, riot or civil commotion
  • Explosion
  • Earthquake or tsunami

Tailor Your Renter’s Insurance To You

For an additional premium, you can upgrade your Renter's Insurance by adding any of the following optional covers to your policy:

Flood Cover

Covers your contents for loss or damage caused by flooding rivers, creeks, lakes, dams and other bodies of water.§

Commercial Storage

Covers your contents for loss or damage while they’re stored in a commercial storage facility.

Accidental Damage

Standard cover includes accidental damage to glass, ceramic and sanitary fixtures; Accidental Damage extends this cover (some exclusions apply and are not available on Landlord policies – please read the PDS).

Personal Effects Cover

Insures the portable items (e.g. jewellery, sunglasses, camera) you take with you away from your home.

Motor Burnout

In case a power surge burns out a motor in an electrical appliance you own (less than 10 years old); we’ll also pay for related spoilage of food.

You can add one or more of these optional covers when you get a quote and buy a policy.

§The addition of Flood Cover to a policy is subject to our underwriting criteria.

Make a Claim

Making a claim can be done online, in your own time. Or if you’d prefer, you can call us, and we’ll guide you through the process. Either way, claims can be made 24/7, all year round.

Find out more about How to Make a Claim.

Claim Online Now
Find Out More

The information on this page is a summary only. For more details about Budget Direct Car Insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).

Find Out More

Budget Direct Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353 (“AGIC”) and administered by Auto & General Services Pty Ltd AFS Licence No 241411 (“AGS”) and distributed by View Insurance as an Authorised Representative (AR No 1293388) of AGS.

Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide, Product Disclosure Statement, Target Market Determination, Key Fact Sheets and Premium, Excess and Discount (PED) Guide when deciding to buy insurance. Underwriting criteria applies. Home and contents insurance not available in NT, North Qld and Northern WA. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.

^Online Discount Terms & Conditions

Copyright: © 2023 View Insurance