Landlord Insurance


On your first year’s premium for a new policy purchased online
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View Insurance has partnered with Australia’s most Award-Winning Home Insurer, Budget Direct, to offer you Landlord Insurance. Landlord Insurance can provide protection against loss or damage to your investment property building and any contents you provide for your tenant’s use.


What’s covered by Landlord Insurance?

Buildings Insurance Covers:
  • Investment Property

    Cost to repair or replace your rental property building due to damage or loss caused by severe weather, fire, and more.

  • Debris removal and extra rebuilding costs

    Removal of debris, demolition, professional (e.g. architect, surveyor, engineer) and building-application fees.

  • Lost Rent

    Loss of net rental income for the period your investment property is unliveable due to an insured event.

  • Landlord’s contents

    Loss or damage to floor coverings, internal window coverings, and light fittings — up to 5% of your home sum insured.

Contents Insurance Covers:
  • Contents you own

    Cost to repair or replace (new for old) contents you provide for your tenant’s use due to loss or damage by an insured event.

  • Replacement of locks

    Replacement of locks or key codes if the keys to your property’s external doors and/or windows are stolen anywhere in Australia (up to $1,000).

Please note that while Budget Direct don’t insure strata-title buildings, Budget Direct can cover your contents. Find out more about Landlord Insurance by comparing all benefits, features & claim limits.

Terms, conditions, limits and exclusions apply. For full details, please read the Product Disclosure Statement.

Tailor Your Landlord Insurance To You

For an additional premium, you can upgrade your Landlord Insurance by adding any of the following optional covers to your policy:

Tenant Default

In case your tenant fails to pay their rent or leaves unexpectedly.

Flood Cover

Covers your home for loss or damage caused by flooding rivers, creeks, lakes, dams and other bodies of water.§

Theft & Malicious Damage by Tenants

For a fire maliciously lit by your tenant, Budget Direct will pay up to the sums insured. For all other loss or damage, when they insure your home, they will pay up to $150,000 and when they insure your contents, they will pay up to $20,000.

Sum Insured Safeguard

If your nominated sum insured is insufficient to repair, rebuild or replace your home, we’ll increase it by up to 25% (e.g. from $400,000 to $500,000).

You can add one or more of these optional covers when you get a quote and buy a policy.

§The addition of Flood Cover to a policy is subject to our underwriting criteria.

Why choose Budget Direct & View Insurance?

Australia’s Most
Award-Winning Insurer

Budget Direct has won Money Magazine’s Best of the Best Award for Home & Contents Insurance in 2023. When it matters most, you can trust you’re in safe, experienced hands.

Insurance with Heart

When your Budget Direct / View Insurance policy commences and you have made a payment, we’ll donate $20 to the Kindness Factory.

Save on Landlord Insurance

If you get a quote online, you’ll save 15% off^ the first year of your Landlord Insurance premiums.

24/7 Claims

You can make a claim online via any device, or by calling us. Budget Direct is ready to help 24/7, 365 days a year

Inflation Protection

Each year, Budget Direct will increase the amounts your contents are insured for – to help keep pace with rising costs.

Guaranteed Repairs

Budget Direct will guarantee the quality of all authorised repairs, including the materials and workmanship.

What events are insured?

Your Home Insurance policy with Budget Direct (in partnership with View Insurance) covers your house and domestic outbuildings against loss and damage caused by a wide range of events:

  • Storm and rainwater (you can upgrade to include flood cover)
  • Fire
  • Lightning
  • Theft (or attempted theft)
  • Escape of liquid (for example, a burst pipe)
  • Impact at home (such as a fallen tree)
  • Breakage of glass, ceramic and sanitary fixtures
  • Malicious damage, vandalism, riot or civil commotion
  • Explosion
  • Earthquake or tsunami
Make a Claim

Making a claim can be done online, in your own time. Or if you’d prefer, you can call us, and we’ll guide you through the process. Either way, claims can be made 24/7, all year round.

Find out more about How to Make a Claim.

Claim Online Now
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The information on this page is a summary only. For more details about Budget Direct Car Insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).

Find Out More

Budget Direct Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353 (“AGIC”) and administered by Auto & General Services Pty Ltd AFS Licence No 241411 (“AGS”) and distributed by View Insurance as an Authorised Representative (AR No 1293388) of AGS.

Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide, Product Disclosure Statement, Target Market Determination, Key Fact Sheets and Premium, Excess and Discount (PED) Guide when deciding to buy insurance. Underwriting criteria applies. Home and contents insurance not available in NT, North Qld and Northern WA. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.

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