Cost to repair or replace your rental property building due to damage or loss caused by severe weather, fire, and more.
Removal of debris, demolition, professional (e.g. architect, surveyor, engineer) and building-application fees.
Loss of net rental income for the period your investment property is unliveable due to an insured event.
Loss or damage to floor coverings, internal window coverings, and light fittings — up to 5% of your home sum insured.
Cost to repair or replace (new for old) contents you provide for your tenant’s use due to loss or damage by an insured event.
Replacement of locks or key codes if the keys to your property’s external doors and/or windows are stolen anywhere in Australia (up to $1,000).
Please note that while Budget Direct don’t insure strata-title buildings, Budget Direct can cover your contents. Find out more about Landlord Insurance by comparing all benefits, features & claim limits.
Terms, conditions, limits and exclusions apply. For full details, please read the Product Disclosure Statement.
For an additional premium, you can upgrade your Landlord Insurance by adding any of the following optional covers to your policy:
In case your tenant fails to pay their rent or leaves unexpectedly.
Covers your home for loss or damage caused by flooding rivers, creeks, lakes, dams and other bodies of water.§
For a fire maliciously lit by your tenant, Budget Direct will pay up to the sums insured. For all other loss or damage, when they insure your home, they will pay up to $150,000 and when they insure your contents, they will pay up to $20,000.
If your nominated sum insured is insufficient to repair, rebuild or replace your home, we’ll increase it by up to 25% (e.g. from $400,000 to $500,000).
You can add one or more of these optional covers when you get a quote and buy a policy. If you’ve already bought a policy, you can add them by contacting us, or logging into your online account and editing your policy.
§The addition of Flood Cover to a policy is subject to our underwriting criteria.
Budget Direct has won Money Magazine’s Best of the Best Award for Home & Contents Insurance in 2023. When it matters most, you can trust you’re in safe, experienced hands.
When your Budget Direct / View Insurance policy commences and you have made a payment, we’ll donate $20 to the Kindness Factory.
If you get a quote online, you’ll save 15% off^ the first year of your Landlord Insurance premiums.
You can make a claim online via any device, or by calling us. Budget Direct is ready to help 24/7, 365 days a year
Each year, Budget Direct will increase the amounts your contents are insured for – to help keep pace with rising costs.
Budget Direct will guarantee the quality of all authorised repairs, including the materials and workmanship.
Your Home Insurance policy with Budget Direct (in partnership with View Insurance) covers your house and domestic outbuildings against loss and damage caused by a wide range of events:
Budget Direct Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353 (“AGIC”) and administered by Auto & General Services Pty Ltd AFS Licence No 241411 (“AGS”) and distributed by View Insurance as an Authorised Representative (AR No 1293388) of AGS.
Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide, Product Disclosure Statement, Target Market Determination, Key Fact Sheets and Premium, Excess and Discount (PED) Guide when deciding to buy insurance. Underwriting criteria applies. Home and contents insurance not available in NT, North Qld and Northern WA.
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