Cost of repairing or replacing (new for old) for contents that have suffered loss or damage.
Removal and disposal of your damaged contents and storage of your undamaged ones during the time it takes to repair your home.
Replacement of locks or key codes if your keys are stolen, up to $1,000.
Loss or damage to contents due to a collision or fire during your move to a new address in Australia (excluding contents being transported by professional removalists or by sea).
Temporary accommodation for your family and pets if your damaged house is unfit to live in.
Your legal liability for someone else’s death or bodily injury or for loss or damage to someone else’s property caused by an accident at the insured address.
Loss or damage to contents after being temporarily removed – for 90 days or less – from your insured address.
Terms, conditions, limits & exclusions apply. For all the details, please read the Product Disclosure Statement (PDS).
Budget Direct has won Money Magazine’s Best of the Best Award for Home & Contents Insurance in 2023. When it matters most, you can trust you’re in safe, experienced hands.
When your Budget Direct / View Insurance policy commences and you have made a payment, we’ll donate $20 to the Kindness Factory.
If you get a quote online, you’ll save 15% off^ the first year of your Home Insurance premiums.
You can make a claim online via any device, or by calling us. Budget Direct is ready to help 24/7, 365 days a year
Each year, Budget Direct will increase the amounts your contents are insured for – to help keep pace with rising costs.
Budget Direct will guarantee the quality of all authorised repairs, including the materials and workmanship.
Your Contents Insurance policy with Budget Direct (in partnership with View Insurance) covers your personal possessions against loss and damage caused by a wide range of events:
For an additional premium, you can upgrade your Contents Insurance by adding any of the following optional covers to your policy:
Covers your contents for loss or damage caused by flooding rivers, creeks, lakes, dams and other bodies of water. §
Protection if your tenant defaults on their rental payments and/or steals from or maliciously damages the contents in your investment property.
Standard cover includes accidental damage to glass, ceramic and sanitary fixtures; Accidental Damage extends this cover to most of your contents.
Insures the portable items (e.g. jewellery, sunglasses, camera) you take with you away from your home.
In case a power surge burns out a motor in an electrical appliance you own (less than 10 years old); we’ll also pay for related spoilage of food.
Covers your contents for loss or damage while they’re stored in a commercial storage facility.
§The addition of Flood Cover to a policy is subject to our underwriting criteria.
You can add one or more of these optional covers when you get a quote and buy a policy.
It’s up to you to determine how much it would cost to replace your contents if they were totally destroyed. This is known as the ‘sum insured’.
This is the maximum amount we’ll pay, so it’s important you’re comfortable the sum you nominate will sufficiently replace all your belongings at today’s prices.Calculate
Budget Direct Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353 (“AGIC”) and administered by Auto & General Services Pty Ltd AFS Licence No 241411 (“AGS”) and distributed by View Insurance as an Authorised Representative (AR No 1293388) of AGS.
Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide, Product Disclosure Statement, Target Market Determination, Key Fact Sheets and Premium, Excess and Discount (PED) Guide when deciding to buy insurance. Underwriting criteria applies. Home and contents insurance not available in NT, North Qld and Northern WA.
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