Enjoy 15% off^ your first year’s premium when you purchase a new policy online
Enjoy 15% off^ your first year’s premium when you purchase a new policy online
| Included Benefits | Home & Contents | Home | Contents |
|---|---|---|---|
|
Repair or replacement of your home |
|
|
|
|
Repair or replacement of your contents |
|
|
|
|
Legal liability |
Up to $20 million |
Up to $20 million |
Up to $20 million |
|
Temporary accommodation |
Up to 10% of sum insured, up to 12 months |
Up to 10% of sum insured, up to 12 months |
Up to 10% of sum insured, up to 12 months |
|
Debris removal |
Up to 10% of sum insured |
Up to 10% of sum insured |
Up to 10% of sum insured |
|
Funeral expenses |
Up to $7,000 |
Up to $7,000 |
Up to $7,000 |
|
Modifications to home |
Up to $5,000 |
Up to $5,000 |
Up to $5,000 |
|
Loss of rental income |
Up to 10% of sum insured, up to 12 months |
Up to 10% of sum insured, up to 12 months |
|
|
Rental property fixtures and fittings |
Up to 5% of sum insured |
Up to 5% of sum insured |
|
|
Mortgage discharge costs |
Up to $750 |
Up to $750 |
|
|
Contents temporarily removed |
Up to 20% of sum insured |
|
Up to 20% of sum insured |
|
Contents lost or damaged in transit |
Up to 20% of sum insured |
|
Up to 20% of sum insured |
|
Replacement of locks |
Up to $1,000 |
|
Up to $1,000 |
|
Unattached equipment |
Up to $500 |
|
Up to $500 |
|
Visitors’ uninsured contents |
Up to $500 |
|
Up to $500 |
|
Food spoilage |
Up to $500 |
|
Up to $500 |
| Get a Quote | Get a Quote | Get a Quote |
The following table shows you the most they’ll pay to repair or replace certain due to loss or damage to contents in any one insured event. If you have an item that exceeds this limit, you’ll need to list or specify the item on your policy (where applicable).
| Contents | Limits |
|---|---|
|
Hand-woven carpets and rugs |
Up to $2,500 per item1 |
|
Cash, cheques, and any other negotiable financial document |
Up to $800 in total |
|
CDs, DVDs, flash cards, digital media cards, audio and video tapes, records, computer discs, computer software, game cartridges, and game consoles |
Up to $3,000 in total1 |
|
Firearms (legally registered and stored) |
Up to $2,000 in total |
|
Home office equipment |
Up to $12,000 in total |
|
Jewellery and watches |
Up to $1,000 per item or set; and up to $5,000 in total1 |
|
Solid and plated silver and gold items (excluding jewellery and watches) |
Up to $2,000 per item or set |
|
Paintings, pictures, works of art, sculptures, and art objects |
Up to $5,000 per item or set; and up to $12,000 in total1 |
|
Collections, memorabilia, stamps, collectors’ pins, medals, and collectors’ non-negotiable currency |
Up to $2,000 per item or collection1 |
|
Tools of trade |
Up to $2,000 in total |
|
Specified contents items |
Up to the sum insured2 |
1 You may be able to insure the item/s for more than the limit by specifying it, or listing it separately, on your policy, with an individual description and value. You can do this when you get a quote and buy a policy or – if you’ve already bought one – by contacting us or logging into your online account and editing your policy.
2 This amount is shown on your insurance certificate and in your online account.
Making a claim can be done online, in your own time. Or if you’d prefer, you can call us, and we’ll guide you through the process. Either way, claims can be made 24/7, all year round.
Find out more about How to Make a Claim.
Claim Online NowThe information on this page is a summary only. For more details about Budget Direct Car Insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).
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Budget Direct Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353 (“AGIC”) and administered by Auto & General Services Pty Ltd AFS Licence No 241411 (“AGS”) and distributed by View Insurance as an Authorised Representative (AR No 1293388) of AGS.
Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide, Product Disclosure Statement, Target Market Determination, Key Fact Sheets and Premium, Excess and Discount (PED) Guide when deciding to buy insurance. Underwriting criteria applies. Home and contents insurance not available in NT, North Qld and Northern WA.
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