Compare Home Insurance Policy Options

15
%
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OFF

On your first year’s premium for a new policy purchased online
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View Insurance has partnered with Australia’s most Award-Winning Home Insurer, Budget Direct, to offer you Home, Contents, Landlord and Renters Insurance. Learn a little about what Budget Direct (in partnership with View Insurance) has to offer.

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Included Benefits

Included Benefits Home & Contents Home Contents

Repair or replacement of your home

Repair or replacement of your contents

Legal liability

Up to $20 million

Up to $20 million

Up to $20 million

Temporary accommodation

Up to 10% of sum insured, up to 12 months

Up to 10% of sum insured, up to 12 months

Up to 10% of sum insured, up to 12 months

Debris removal

Up to 10% of sum insured

Up to 10% of sum insured

Up to 10% of sum insured

Funeral expenses

Up to $7,000

Up to $7,000

Up to $7,000

Modifications to home

Up to $5,000

Up to $5,000

Up to $5,000

Loss of rental income

Up to 10% of sum insured, up to 12 months

Up to 10% of sum insured, up to 12 months

Rental property fixtures and fittings

Up to 5% of sum insured

Up to 5% of sum insured

Mortgage discharge costs

Up to $750

Up to $750

Contents temporarily removed

Up to 20% of sum insured

Up to 20% of sum insured

Contents lost or damaged in transit

Up to 20% of sum insured

Up to 20% of sum insured

Replacement of locks

Up to $1,000

Up to $1,000

Unattached equipment

Up to $500

Up to $500

Visitors’ uninsured contents

Up to $500

Up to $500

Food spoilage

Up to $500

Up to $500

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Content Limits

The following table shows you the most they’ll pay to repair or replace certain due to loss or damage to contents in any one insured event. If you have an item that exceeds this limit, you’ll need to list or specify the item on your policy (where applicable).

Contents Limits

Hand-woven carpets and rugs

Up to $2,500 per item1

Cash, cheques, and any other negotiable financial document

Up to $800 in total

CDs, DVDs, flash cards, digital media cards, audio and video tapes, records, computer discs, computer software, game cartridges, and game consoles

Up to $3,000 in total1

Firearms (legally registered and stored)

Up to $2,000 in total

Home office equipment

Up to $12,000 in total

Jewellery and watches

Up to $1,000 per item or set; and up to $5,000 in total1

Solid and plated silver and gold items (excluding jewellery and watches)

Up to $2,000 per item or set

Paintings, pictures, works of art, sculptures, and art objects

Up to $5,000 per item or set; and up to $12,000 in total1

Collections, memorabilia, stamps, collectors’ pins, medals, and collectors’ non-negotiable currency

Up to $2,000 per item or collection1

Tools of trade

Up to $2,000 in total

Specified contents items

Up to the sum insured2

1 You may be able to insure the item/s for more than the limit by specifying it, or listing it separately, on your policy, with an individual description and value. You can do this when you get a quote and buy a policy.

2 This amount is shown on your insurance certificate and in your online account.

Make a Claim

Making a claim can be done online, in your own time. Or if you’d prefer, you can call us, and we’ll guide you through the process. Either way, claims can be made 24/7, all year round.

Find out more about How to Make a Claim.

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The information on this page is a summary only. For more details about Budget Direct Car Insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).

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code-of-practice

Budget Direct Insurance is issued by Auto & General Insurance Company Limited ACN 111 586 353 (“AGIC”) and administered by Auto & General Services Pty Ltd AFS Licence No 241411 (“AGS”) and distributed by View Insurance as an Authorised Representative (AR No 1293388) of AGS.

Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide, Product Disclosure Statement, Target Market Determination, Key Fact Sheets and Premium, Excess and Discount (PED) Guide when deciding to buy insurance. Underwriting criteria applies. Home and contents insurance not available in NT, North Qld and Northern WA. Any discounts on both new and renewing policies only apply to the extent that any minimum premium isn't reached.

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